🇮🇳 Official Government Scheme Guide
Find Government Schemes You Qualify For
Check eligibility, get the exact documents list, and apply directly on official government portals.
8 Cr+
Farmer Beneficiaries
🔍
🏥
70+ EXPANSION
Ayushman Bharat (PM-JAY)
Ministry: Health & Family Welfare
Open
Free Health Cover
₹5 Lakh / Year
Free cashless treatment at empanelled government/private hospitals. Expanded in 2026 to cover ALL senior citizens 70+ regardless of income.
👨👩👧👦For:Low Income Families, All Senior Citizens 70+ (Income Free)
📊Impact:43 Crore Cards Issued
📅Since:2018
🌾
e-KYC MANDATORY
PM Kisan Samman Nidhi
Ministry: Agriculture & Farmers Welfare
Open
Direct Cash (Aadhaar Seeded)
₹6,000 / Year
₹2,000 every 4 months directly to farmers' bank accounts. Mandatorily requires active e-KYC and Aadhaar seeding.
🧑🌾For:Small & Marginal Farmers, All Land-Owning Farmers with e-KYC done
📊Impact:8 Crore+ Farmers Benefited
📅Since:2019
🏠
PMAY 2.0 RULES
PM Awas Yojana (PMAY 2.0)
Ministry: Housing & Urban Affairs
Open
ISS 4% Interest Subsidy
Up to ₹1.8 Lakh Subsidy
PMAY-Urban 2.0 offers a 4% interest subsidy on housing loans up to ₹8 Lakh. PMAY-Gramin extended to March 2029.
🏘️For:EWS / LIG Families, Urban Families (Income up to ₹9 Lakh), Rural Homeless Families
📊Impact:3.5 Crore Houses Sanctioned
📅Since:2015
☀️
NEW 2024✨ NEW
PM Surya Ghar Free Electricity
Ministry: New & Renewable Energy
Open
Solar Subsidy + Free Power
Up to ₹78,000 Subsidy
Install solar panels on your rooftop and get up to 300 units free electricity every month plus subsidy.
🏡For:All Homeowners, Residential Electricity Consumers
📊Impact:1 Crore Target Homes
📅Since:2024
💼
₹20L LIMIT
PM Mudra Yojana (PMMY)
Ministry: Finance
Open
No Collateral (Tarun Plus)
Up to ₹20 Lakh
Collateral-free loans for small businesses. Limit enhanced to ₹20 Lakh under Tarun Plus. Pay NO upfront processing fees.
🧑💼For:Small Business Owners, Micro Entrepreneurs, Self-Employed Youth
📊Impact:45 Crore Loans Disbursed
📅Since:2015
🔨
CONCESSIONAL LOAN
PM Vishwakarma Yojana
Ministry: MSME
Open
5% Interest + ₹500/day Stipend
₹15,000 Kit + ₹3 Lakh Loan
For 18 traditional trades. Provides free training with ₹500/day stipend, ₹15,000 toolkit voucher, and 5% concessional loan.
🧑🎨For:Artisans & Craftsmen, 18 Traditional Trades (Carpenter, Potter, Weaver, etc.)
📊Impact:30 Lakh+ Artisans Enrolled
📅Since:2023
👧
8.2% INTEREST
Sukanya Samriddhi Yojana
Ministry: Finance (Post Office)
Open
Q2 2026 EEE Savings
8.2% Annual Interest
Open a savings account for girl children under 10. Highest government-backed rate of 8.2% for Q2 2026 with triple tax benefits (EEE).
👨👧For:Parents of Girl Child (Below 10 years), Legal Guardians
📊Impact:3 Crore+ Accounts Opened
📅Since:2015
🛒
CASHBACK INCENTIVE
PM SVANidhi (Street Vendor Loan)
Ministry: Housing & Urban Affairs
Open
7% Interest Subsidy + Cashback
₹10,000 to ₹50,000
Collateral-free loans in 3 tranches (10k/20k/50k) for street vendors. 7% interest subsidy and ₹100/month digital transaction cashback.
🏪For:Street Vendors (Rehri Patri Wale), Hawkers with ULB Certificate
📊Impact:60 Lakh+ Vendors Supported
📅Since:2020
👩
WOMEN EMPOWERMENT✨ NEW
Subhadra Yojana (Odisha)
Ministry: Women & Child Development, Odisha
Open
₹50,000 Over 5 Years
₹10,000 / Year
₹5,000 twice a year for women aged 21–60 in Odisha. Eligible if annual income < ₹2.5L and does not own a 4-wheeler.
👩👧For:Women Aged 21–60 (Odisha Residents), Family Income Below ₹2.5 Lakhs
📊Impact:1 Crore Women Enrolled
📅Since:2024
🧓
PENSION
Atal Pension Yojana (APY)
Ministry: Finance (PFRDA)
Open
Guaranteed Monthly Pension
₹1,000 to ₹5,000 / Month
Guaranteed pension after age 60. Open to unorganized sector workers aged 18–40. Income Tax payers are NOT eligible.
👴For:Workers in Unorganized Sector, Age 18–40 Years, Non-Income Tax Payers
📊Impact:6 Crore+ Subscribers
📅Since:2015
🎓
MCA INTERNSHIP✨ NEW
PM Internship Scheme
Ministry: Corporate Affairs
Open
₹9,000 Monthly Stipend
₹9,000 Stipend + ₹6K Grant
12-month internship at top 500 companies. Monthly stipend of ₹9,000 (Govt + CSR) plus ₹6,000 one-time grant upon joining.
👨🎓For:Youth Aged 18–24 Years, Passed Class 10/ITI/Diploma/Graduation, Not in full-time education
📊Impact:1 Lakh Internships/Year
📅Since:2024
☀️ PM Surya Ghar: Rooftop Solar Subsidy Calculator
Estimate your solar system size, government subsidy, and monthly savings based on average consumption or roof area.
Required System Size
1.5 kW
Estimated Total Cost
₹70,000 - ₹85,000
Govt Subsidy (MNRE)
₹45,000
Annual Electric Savings
₹15,300
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📝 How to Apply (General Steps)
1
Visit the Official Portal2
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