Rajasthan Chiranjeevi Swasthya Bima Yojana (Mukhyamantri Ayushman Arogya Yojana): A Comprehensive Guide
The Rajasthan Chiranjeevi Swasthya Bima Yojana, now known as Mukhyamantri Ayushman Arogya Yojana (MAAY), is a flagship health insurance scheme offering cashless treatment up to ā¹25 lakh per family annually. It aims to provide universal health coverage to all permanent residents of Rajasthan.
ā” Quick Highlights & Key Parameters
| Field | Details |
|---|---|
| Scheme Name | Rajasthan Chiranjeevi Swasthya Bima Yojana (now Mukhyamantri Ayushman Arogya Yojana - MAAY) |
| Benefit Amount | Up to ā¹25 Lakhs per family per year for cashless treatment, plus ā¹10 Lakhs accident insurance cover for the family head. |
| Domicile State | Rajasthan |
| Nodal Department | Rajasthan State Health Assurance Agency (RSHAA) (managed by the Department of Medical, Health and Family Welfare, Government of Rajasthan) |
| Eligibility | Permanent residents of Rajasthan. Free for BPL, NFSA, SECC 2011, small/marginal farmers, contractual workers, COVID-19 ex-gratia families, and MNREGA workers. Others pay ā¹850/year. |
| Last Date | Ongoing scheme; no specific last date for registration. |
| Official Website Link | chiranjeevi.rajasthan.gov.in / maayojana.rajasthan.gov.in |
The Mukhyamantri Chiranjeevi Swasthya Bima Yojana, now officially known as the Mukhyamantri Ayushman Arogya Yojana (MAAY) since February 2024, is a pioneering universal health insurance scheme launched by the Government of Rajasthan on May 1, 2021. This scheme was introduced with the ambitious objective of providing comprehensive cashless medical treatment to all permanent residents of Rajasthan, thereby significantly reducing their out-of-pocket healthcare expenses. It represents Rajasthan's commitment to ensuring equitable access to quality healthcare, positioning it as one of the most extensive state-level health insurance programs in India. The scheme expanded upon the existing Ayushman Bharat-Mahatma Gandhi Rajasthan Health Insurance Scheme.
The Chiranjeevi Yojana (MAAY) offers substantial benefits designed to provide robust financial protection against medical emergencies:
- High Health Coverage: Each eligible family receives cashless health insurance coverage of up to ā¹25 Lakhs per year for secondary and tertiary care treatments at empanelled government and private hospitals.
- Accident Insurance Cover: An additional ā¹10 Lakhs accident insurance cover is provided for the family head.
- Extensive Treatment Packages: The scheme covers a wide array of over 1798 medical procedures and packages, including major surgeries, critical illnesses like cancer, heart transplants, liver transplants, bone marrow transplants, cochlear implants, kidney dialysis, and COVID-19 treatments.
- Pre and Post-Hospitalisation Expenses: Medical expenses incurred up to 5 days prior to hospital admission and 15 days post-discharge are covered.
- Cashless Treatment: Beneficiaries can avail cashless treatment at more than 1,000 empanelled government and private hospitals within Rajasthan and select hospitals outside the state.
- No Age or Family Size Limit: There are no restrictions on family size or age. Children younger than one year are also covered, even if their names are not explicitly on the family's Jan Aadhaar card.
- Maternity Care: Comprehensive maternity care and newborn coverage are included.
- Pre-existing Conditions: All pre-existing diseases are covered from day one.
Check Eligibility Checklist
- Check if your family is covered under free categories.
- Verify required documents for seamless application.
- Understand the treatment packages available.
šāāļø Frequently Asked Questions (FAQs)
Q: Who is eligible to apply for Rajasthan Chiranjeevi Swasthya Bima Yojana (Mukhyamantri Ayushman Arogya Yojana)?
A: Detailed household parameters, age limits, and category rules are available inside our dedicated 'Eligibility & Documents' tab.
Q: What is the last date to apply for Rajasthan Chiranjeevi Swasthya Bima Yojana (Mukhyamantri Ayushman Arogya Yojana)?
A: Most central welfare schemes remain active year-round. Check our 'Latest Updates & News' tab for any active deadlines.
Q: What documents are required for application?
A: Mandatory documents include an Aadhaar Card, bank passbook (linked with Aadhaar), income certificate, active mobile number, and domicile proof. A full list is under the 'Eligibility & Documents' tab.
Q: How much benefit is provided under Rajasthan Chiranjeevi Swasthya Bima Yojana (Mukhyamantri Ayushman Arogya Yojana)?
A: Financial benefits, direct cash assistance, or medical insurance limits are listed under the 'Overview & Details' tab.
Q: How to check your application status online?
A: Verify your registration approval and payment history by inputting your mobile or registration ID on the official portal. Step-by-step instructions are in the 'Application Status' tab.
Q1: What is the new name for Rajasthan Chiranjeevi Swasthya Bima Yojana? A1: The Rajasthan Chiranjeevi Swasthya Bima Yojana was officially renamed Mukhyamantri Ayushman Arogya Yojana (MAAY) in February 2024. However, it is still widely referred to by its original name.
Q2: What is the maximum health coverage provided under the scheme? A2: The scheme provides cashless health insurance coverage of up to ā¹25 Lakhs per family per year, along with an additional ā¹10 Lakhs accident insurance cover for the family head.
Q3: Are central or state government employees eligible for this scheme? A3: No, Central and State Government employees and pensioners are generally not eligible for this scheme as they are covered under separate government health schemes like RGHS or CGHS.
Q4: How can I register for the Chiranjeevi Yojana (MAAY) if I am not in the free category? A4: Families not falling under the free categories can register online through the SSO portal (sso.rajasthan.gov.in) or at an e-Mitra Kendra by paying a nominal annual premium of ā¹850.
Q5: Can I get cashless treatment outside Rajasthan under this scheme? A5: Yes, while the primary coverage is within Rajasthan, the scheme allows beneficiaries to access healthcare services in selected empanelled hospitals outside the state under interstate portability, as highlighted in Rajasthan's 2025ā26 budget.
Check Beneficiary List Online
- See if your family is included in the Chiranjeevi Yojana beneficiary list.